Questions About Insurance and Liability

Frequently Asked Questions > Insurance and Liability

Questions About Insurance and Liability

Does CertaPro Painters carry workers’ compensation and general liability insurance policies?

Yes, and at your request we can provide insurance certificates that name you as the certificate holder.

How do I know for sure if a contractor carries workers’ compensation insurance?

Ask for a certificate of insurance, and check with the carrier before work begins to verify the policy is still in force.

Why is it important for a contractor to carry insurance & workers’ compensation?

Contractors such as builders, painters or other tradespeople who work on or around your home are required by law to provide workers’ compensation insurance. Any injuries suffered during the project would be covered under that policy. If the contractor does not have coverage, or has discontinued his policy to save on premiums, you would be next in line to pay for a worker’s injuries and/or disabilities that occur on your property. Therefore, it is important to only use contractors who have workers’ compensation policies in place.