Financing Information

Offers/terms received are personalized based on loan amount, credit profile, borrower income and lenders’ criteria If you are not pre-qualified, you will be notified immediately online and via secure message. You may refer to the secure message from Acorn Finance or the lender for more information about the decision. You may re-apply for a different amount, to add a co-borrower, or after unfreezing credit bureau. You may also provide an alternative form of payment to CertaPro Painters. Acorn Finance loans are available online in the United States via internet-connected smartphones, tablets and personal computers nationwide except for MD, NV, WV, VT, and RI. The lenders on Acorn Finance’s network don’t charge any penalties for early repayment, and no processing charges on loans over $40,000. Under $40,000 some lenders may charge an origination fee between 1-6%.

No-fee options are clearly highlighted on the offers pages in the application flow. Acorn Finance is not a lender but partners with lenders to make loans available. Monthly payment estimates are for informational purposes and do not represent a financing offer or terms that are available. This information is presented without warranty or guarantee of the availability of any loan. Annual percentage rates on loans with our partner lenders range between 3.99% and 35.99% and terms range between 2 and 12 years. Some partner lenders may charge an origination fee of 1% to 6% and may deduct that fee from the loan amount or increase the loan amount to include the fee. For illustrative purposes only, if you request $10,000, you could get a total loan of $10,000 with an 8.94% interest rate and $0 fees (note, if the lending partner charges an origination fee, it will increase the APR). You would receive $10,000 with 84 payments of $161. Actual rate and maximum loan amount are determined solely by the lender, which may differ from this example and depend on loan purpose, amount, term, length, and your credit profile. Loan closing contingent on final credit approval, verification of income, and other criteria established by the lender and your acceptance of all agreements and disclosures. Pre-approvals use a soft credit pull, which does not impact credit score; however, lenders will conduct a hard credit pull when you express interest in an offer and this could impact your credit score. Advertised rates and terms are subject to change without notice. At participating franchises only