Questions About Insurance and Liability

Yes, and at your request we can provide insurance certificates that name you as the certificate holder.

Ask for a certificate of insurance, and check with the carrier before work begins to verify the policy is still in force.

Contractors such as builders, painters or other tradespeople who work on or around your home are required by law to provide workers’ compensation insurance. Any injuries suffered during the project would be covered under that policy. If the contractor does not have coverage, or has discontinued his policy to save on premiums, you would be next in line to pay for property damage or a worker’s injuries and/or disabilities that occur on your property. Therefore, it is important to only use contractors who have general liability and workers’ compensation policies in place.