EZ Pay Financing Options

CertaPro Painters® of Clifton, NJ

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At CertaPro Painters® Clifton, NJ, we offer unbeatable financing options with EZ Pay – powered by Acorn Finance and EnerBank. It’s just like paying with cash!

CertaPro Painters of Clifton EZ-Pay Options

EnerBank – Paint Now, Pay Later

  • 12 Months – No Interest – No Payments
  • Interest waived if paid within 12 Months
  • No Payments and No Interest for 12 months on approval credit
  • No Paperwork
  • Peace of Mind because you provide your personal financial information directly to the bank securely

After Approved, Multiple communications from EnerBank will be sent to you for approvals. This is for security purposes, to confirm you approve everything throughout the process.

Acorn Finance – Paint Now, Pay Monthly

  • Buy Now, Pay Monthly
  • Secure 60-second application
  • Check offers with no impact to your credit score
  • Terms up to 12 years
  • Options for loans up to $100K
  • No prepayment fees

Application Links

Each CertaPro Painters® business is independently owned and operated.

EnerBank Notes:

Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 19.99% fixed APR, effective as of 07/01/24, subject to change. Interest starts accruing when the loan closes. EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS. Each CertaPro Painters® business is independently owned and operated.

enerbank equal housing lender

Acorn Finance Footnote Outline:
1. Terms up to 12 years
2. APRs as low as 4.49% 3 Receive funds in 1-2 business days
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Offers/terms received are personalized based on loan amount, credit profile, borrower income, lender criteria, and other factors. If you are not pre-qualified, you will be notified immediately. You may refer to messages from Acorn Finance or its lender partners for more information about the decision. You may re-apply for a different amount, to add a co-borrower, or after unfreezing your credit file. You may also provide an alternative form of payment to CertaPro Painters.

Acorn Finance is not a lender but partners with lenders to make loans available. Acorn Finance is available online in the United States via internet-connected smartphones, tablets and personal computers nationwide except for MA, MD, NV, RI, VT, WV.

The lenders on Acorn Finance’s network don’t charge any penalties for early repayment. Some lenders charge an origination fee or other closing costs between 1-8%, and may deduct that fee from the loan amount or increase the loan amount to include the fee. No-fee options are clearly highlighted on the offers page in the application flow.

1. 2Annual percentage rates on loans with our partner lenders range between 4.49% and 35.99% and terms range between 2 and 12 years. Rates as of 3/4/2022. Advertised rates and terms are subject to change without notice. 3 Funding times may vary.
2. For illustrative purposes only, if you request $10,000, you could get a total loan of $10,000 with an 8.94% interest rate and $0 fees (note, if the lending partner charges an origination fee, it will increase the APR). You would receive $10,000 with 84 payments of $161. Actual rate and maximum loan amount are determined solely by the lender, which may differ from this example and depend on loan purpose, amount, term, length, and your credit profile. Loan closing contingent on final credit approval, verification of income, and other criteria established by the lender and your acceptance of all agreements and disclosures. Pre-approvals use a soft credit pull, which does not impact credit score; however, lenders will conduct a hard credit pull when you express interest in an offer and this could impact your credit score. This information is presented without warranty or guarantee of the availability of any loan.

At CertaPro Painters® of Clifton, NJ only.