Financing Options

CertaPro Painters of Toms River EZ-Pay Options

Each CertaPro Painters® business is independently owned and operated.

EnerBank Notes:

Interest starts accruing when funds are disbursed. Interest is waived if loan is repaid in full within the “same as cash*” period.

6 Month Same-As-Cash:
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of November 2024, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 180 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 180 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $20.65 to $28.53 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00. Each CertaPro Painters® business is independently owned and operated.

12 Month Same-As-Cash:
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of November 2024, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

Acorn Finance Footnote Outline:
1. Terms up to 12 years
2. APRs as low as 4.49% 3 Receive funds in 1-2 business days
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Offers/terms received are personalized based on loan amount, credit profile, borrower income, lender criteria, and other factors. If you are not pre-qualified, you will be notified immediately. You may refer to messages from Acorn Finance or its lender partners for more information about the decision. You may re-apply for a different amount, to add a co-borrower, or after unfreezing your credit file. You may also provide an alternative form of payment to CertaPro Painters.

Acorn Finance is not a lender but partners with lenders to make loans available. Acorn Finance is available online in the United States via internet-connected smartphones, tablets and personal computers nationwide except for MA, MD, NV, RI, VT, WV.

The lenders on Acorn Finance’s network don’t charge any penalties for early repayment. Some lenders charge an origination fee or other closing costs between 1-8%, and may deduct that fee from the loan amount or increase the loan amount to include the fee. No-fee options are clearly highlighted on the offers page in the application flow.

At CertaPro Painters® of Toms River, NJ only.