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The Importance of Workers’ Compensation and Liability Insurance

Posted on May 25, 2022

When you hire a professional painter for a residential or commercial painting project, you should always confirm that they carry both workers’ compensation insurance and liability insurance.

painter prepping a home in Arizona for exterior paint.

Liability insurance covers damage caused by contractors on the job. This protects you from having to pay out of pocket for damage done to your property or belongings.

Workers’ compensation insurance protects painting contractors while they complete work on your home or business. Should a painter get injured on the job, workers’ compensation will take care of lost wages and medical needs regardless of the fault of the accident.

If you hire painters that are not covered by workers’ comp, you could potentially be responsible for any injury they incur on your property.

In the State of Arizona, the Registrar of Contractors (ROC) grants a waiver to any licensed contractor from carrying workers’ compensation insurance if they are the company’s only employee, so it is imperative that you confirm the painters you hire all have workers’ comp insurance.

Confirming the insurance policy is easy! Any reputable painting company will be happy to provide you with their certificates of insurance and policy numbers for you to confirm.

At CertaPro Painters of Tucson, AZ  we carry workers’ compensation insurance and liability insurance. Carrying the appropriate insurance is just one of the many reasons you should choose us for your next commercial or residential painting project.

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License Info: AZ ROC-326429